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AI/참고/trafilatura-master/tests/eval/comparis.ch.autofinanzierung.html
LASTA_DEV01\lasta 2e9204243d 참고소스 수정본
2026-05-12 19:40:31 +09:00

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<!DOCTYPE html>
<html lang="De">
<head>
<script type="application/ld+json">{"@context":"http://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"item":{"@id":"https://www.comparis.ch/","name":"Startseite"}},{"@type":"ListItem","position":2,"item":{"@id":"https://www.comparis.ch/inserate","name":"Auto & Motorrad"}},{"@type":"ListItem","position":3,"item":{"@id":"https://www.comparis.ch/leasing/default","name":"Autoleasing"}}]}</script>
<title>Autofinanzierung – Autokredit oder doch besser Leasing?</title>
<meta content="index,follow" name="robots" />
<meta content="Autokredit, Autoleasing, Finanzierung" name="keywords" />
<meta content="Beim Kauf eines Autos sollte man die Finanzierung mittels Autokredit oder Leasing vorzeitig abklären. Beide Varianten haben ihre Vor- und Nachteile.
" name="description" />
<meta content="comparis.ch AG" name="copyright" />
<meta content="de" http-equiv="Content-Language" />
<meta content="de" name="language" />
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<meta content="web" name="t.env:pv-env" />
<meta content="desktop" name="t.env:pv-view" />
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mapper.addDimension('wt-tr-event','undefined');
mapper.addDimension('wt-tr-eventtype','undefined');
mapper.addDimension('wt-application','common.application');
mapper.addDimension('wt-pagename','common.pageName');
mapper.addDimension('wt-fa-label','funnelaction.label');
mapper.addDimension('wt-process','common.process');
mapper.addDimension('wt-ss-label','section.sectionName');
mapper.addDimension('wt-fe-label','formerrors.label');
mapper.addDimension('wt-fe-language','formerrors.language');
mapper.addDimension('wt-fe-infobasekey','formerrors.InfobaseKey');
mapper.addDimension('wt-fe-messagetext','formerrors.messageText');
mapper.addDimension('wt-fc-label','filterchange.label');
mapper.addDimension('wt-rentorbuy','funnelaction.rentorbuy');
mapper.addDimension('wt-propertytype','funnelaction.propertyType');
mapper.addDimension('wt-propertysize','funnelaction.PropertySize');
mapper.addDimension('wt-propertyprice','funnelaction.PropertyPrice');
mapper.addDimension('wt-carcategory','funnelaction.carcategory');
mapper.addDimension('wt-bodytype','funnelaction.bodytype');
mapper.addDimension('wt-brand','funnelaction.brand');
mapper.addDimension('wt-popularmodel','funnelaction.popularmodel');
mapper.addDimension('wt-partnername','funnelaction.partnerNames');
mapper.addDimension('wt-model','funnelaction.model');
mapper.addDimension('wt-tyrewidth','funnelaction.tyreWidth');
mapper.addDimension('wt-tyreprofile','funnelaction.tyreProfile');
mapper.addDimension('wt-tyrerim','funnelaction.tyreRim');
mapper.addDimension('wt-tyretype','funnelaction.tyreType');
mapper.addDimension('wt-status','common.status');
mapper.addDimension('wt-cardescription','funnelaction.cardescription');
mapper.addDimension('wt-cross-label','navigation.label');
mapper.addDimension('wt-ec-application','products.name');
mapper.addDimension('wt-ec-process','products.dimension36');
mapper.addDimension('wt-ec-viewtype','products.dimension37');
mapper.addDimension('wt-ec-list','actionField.list');
mapper.addDimension('wt-ec-provider','products.dimension33');
mapper.addDimension('wt-ec-productname','products.dimension34');
mapper.addDimension('wt-ec-producttype','products.dimension35');
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<li><em class="fa fa-check"></em>Garantiert immer der g&uuml;nstigste Treffer</li>
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<li><em class="fa fa-check"></em>Bis zu CHF 700 weniger zahlen</li>
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<div class="item-promo" data-item-promo="data-item-promo" data-wt-ec-ip-creative="NavigationPromotion" data-wt-ec-ip-name="Car insurance" data-wt-ec-ip-position="Main menu - Property" data-wt-tr-event="promoBoxView"><p class="item-promo-title">Sie m&#246;chten von tiefen Pr&#228;mien profitieren? </p><p>Jetzt neue Autoversicherung finden &ndash; ganz ohne Leistungsverzicht.</p><ul class="check-list">
<li><em class="fa fa-check"></em>Garantiert immer der g&uuml;nstigste Treffer</li>
<li><em class="fa fa-check"></em>Grosses Sparpotenzial</li>
<li><em class="fa fa-check"></em>Bis zu CHF 700 weniger zahlen</li>
</ul><a class="button promo" data-ct="true" data-ct-area="navigation" data-ct-id="av-fr-it-en-2019_callout" data-ct-subtype="Main" data-ct-target="Internal" data-ct-type="Menu" data-wt-tr-event="promoBoxClick" href="/autoversicherung/berechnen?itm_source=comparis&amp;itm_medium=navipromobox&amp;itm_campaign=AV-2019">
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<div class="item-promo" data-item-promo="data-item-promo" data-wt-ec-ip-creative="NavigationPromotion" data-wt-ec-ip-name="Car insurance" data-wt-ec-ip-position="Main menu - Loans &amp; Mortgages" data-wt-tr-event="promoBoxView"><p class="item-promo-title">Sie m&#246;chten von tiefen Pr&#228;mien profitieren? </p><p>Jetzt neue Autoversicherung finden &ndash; ganz ohne Leistungsverzicht.</p><ul class="check-list">
<li><em class="fa fa-check"></em>Garantiert immer der g&uuml;nstigste Treffer</li>
<li><em class="fa fa-check"></em>Grosses Sparpotenzial</li>
<li><em class="fa fa-check"></em>Bis zu CHF 700 weniger zahlen</li>
</ul><a class="button promo" data-ct="true" data-ct-area="navigation" data-ct-id="av-fr-it-en-2019_callout" data-ct-subtype="Main" data-ct-target="Internal" data-ct-type="Menu" data-wt-tr-event="promoBoxClick" href="/autoversicherung/berechnen?itm_source=comparis&amp;itm_medium=navipromobox&amp;itm_campaign=AV-2019">
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<div class="item-promo" data-item-promo="data-item-promo" data-wt-ec-ip-creative="NavigationPromotion" data-wt-ec-ip-name="Car insurance" data-wt-ec-ip-position="Main menu - Price comparison" data-wt-tr-event="promoBoxView"><p class="item-promo-title">Sie m&#246;chten von tiefen Pr&#228;mien profitieren? </p><p>Jetzt neue Autoversicherung finden &ndash; ganz ohne Leistungsverzicht.</p><ul class="check-list">
<li><em class="fa fa-check"></em>Garantiert immer der g&uuml;nstigste Treffer</li>
<li><em class="fa fa-check"></em>Grosses Sparpotenzial</li>
<li><em class="fa fa-check"></em>Bis zu CHF 700 weniger zahlen</li>
</ul><a class="button promo" data-ct="true" data-ct-area="navigation" data-ct-id="av-fr-it-en-2019_callout" data-ct-subtype="Main" data-ct-target="Internal" data-ct-type="Menu" data-wt-tr-event="promoBoxClick" href="/autoversicherung/berechnen?itm_source=comparis&amp;itm_medium=navipromobox&amp;itm_campaign=AV-2019">
<strong>Jetzt vergleichen & sparen</strong>
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<a data-ct="true" data-ct-area="navigation" data-ct-id="gesundheit und vorsorge" data-ct-subtype="Main" data-ct-target="Internal" data-ct-type="Menu" data-wt-cross-label="Main menu - Healthcare and pensions" data-wt-tr-event="navigation" href="/gesundheit-vorsorge">
<span>Gesundheit & Vorsorge</span>
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<a data-ct="true" data-ct-area="navigation" data-ct-id="comparis 360 gesundheitvorsorge" data-ct-subtype="Main" data-ct-target="Internal" data-ct-type="Menu" data-wt-cross-label="Main menu - Comparis 360" data-wt-tr-event="navigation" href="/360/Default?itm_source=comparis&amp;itm_medium=navimenu&amp;itm_campaign=c360-vers00-2017-de">NEU: Comparis 360</a>
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<div class="item-promo" data-item-promo="data-item-promo" data-wt-ec-ip-creative="NavigationPromotion" data-wt-ec-ip-name="Car insurance" data-wt-ec-ip-position="Main menu - Healthcare and pensions" data-wt-tr-event="promoBoxView"><p class="item-promo-title">Sie m&#246;chten von tiefen Pr&#228;mien profitieren? </p><p>Jetzt neue Autoversicherung finden &ndash; ganz ohne Leistungsverzicht.</p><ul class="check-list">
<li><em class="fa fa-check"></em>Garantiert immer der g&uuml;nstigste Treffer</li>
<li><em class="fa fa-check"></em>Grosses Sparpotenzial</li>
<li><em class="fa fa-check"></em>Bis zu CHF 700 weniger zahlen</li>
</ul><a class="button promo" data-ct="true" data-ct-area="navigation" data-ct-id="av-fr-it-en-2019_callout" data-ct-subtype="Main" data-ct-target="Internal" data-ct-type="Menu" data-wt-tr-event="promoBoxClick" href="/autoversicherung/berechnen?itm_source=comparis&amp;itm_medium=navipromobox&amp;itm_campaign=AV-2019">
<strong>Jetzt vergleichen & sparen</strong>
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<div class="item-promo" data-item-promo="data-item-promo" data-wt-ec-ip-creative="NavigationPromotion" data-wt-ec-ip-name="Car insurance" data-wt-ec-ip-position="Main menu - Other Services" data-wt-tr-event="promoBoxView"><p class="item-promo-title">Sie m&#246;chten von tiefen Pr&#228;mien profitieren? </p><p>Jetzt neue Autoversicherung finden &ndash; ganz ohne Leistungsverzicht.</p><ul class="check-list">
<li><em class="fa fa-check"></em>Garantiert immer der g&uuml;nstigste Treffer</li>
<li><em class="fa fa-check"></em>Grosses Sparpotenzial</li>
<li><em class="fa fa-check"></em>Bis zu CHF 700 weniger zahlen</li>
</ul><a class="button promo" data-ct="true" data-ct-area="navigation" data-ct-id="av-fr-it-en-2019_callout" data-ct-subtype="Main" data-ct-target="Internal" data-ct-type="Menu" data-wt-tr-event="promoBoxClick" href="/autoversicherung/berechnen?itm_source=comparis&amp;itm_medium=navipromobox&amp;itm_campaign=AV-2019">
<strong>Jetzt vergleichen & sparen</strong>
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<p>Autokauf - wie finanzieren?</p>
<h1>Finanzierung Ihres Autos</h1>
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<div class="lead-text"><p>Die g&uuml;nstigste Variante ist zweifellos, ein Auto bar zu bezahlen. Je nach Situation oder Zeitdruck muss die Autofinanzierung aber anders geschehen. Vergleichen Sie Kosten und Merkmale, bevor Sie sich f&uuml;r Ihre bevorzugte L&ouml;sung entscheiden.</p>
<p><strong>Eine h&auml;ufig gestellte Frage: Leasing oder Autokredit?</strong></p>
<ul>
<li><strong><a href="#Kredit">Berechnen Sie Ihren Autokredit</a></strong></li>
<li><strong><a href="#Leasing">Beispiel Leasing versus Kredit</a></strong></li>
<li><strong><a href="#Modelle">Welche Autofinanzierung ist die Beste?</a></strong></li>
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<h2>Autokredit-Vergleich</h2>
Sind Sie auf der Suche nach einem eigenen Auto, das nur indirekt an einen Vertrag gebunden ist? Lassen Sie sich unverbindlich die M&ouml;glichkeiten eines Auto-Kredites aufzeigen.</div>
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Berechnen Sie die Kosten f&uuml;r Ihren Privatkredit – und vergleichen Sie.
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<h3>&nbsp;</h3>
<h3>Vorteile eines Autokredits</h3><ul class="accordion" data-accordion="data-accordion" data-allow-all-closed="true" data-multi-expand="true" role="tablist">
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<h3 class="subtitle2">Eigentum</h3>
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<div class="accordion-content" data-tab-content="data-tab-content" role="tabpanel">Der Wagen geh&ouml;rt von Anfang an Ihnen. Das heisst: Sie können &uuml;ber den Wagen so verf&uuml;gen, wie Sie wollen.</div>
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<h3 class="subtitle2">Aufl&#246;sung</h3>
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<div class="accordion-content" data-tab-content="data-tab-content" role="tabpanel">Wenn es unerwartet finanziell eng wird, k&ouml;nnen Sie jederzeit entscheiden, den Wagen zu verkaufen und den Kredit aufzul&ouml;sen.</div>
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<h3 class="subtitle2">Flexibilit&#228;t</h3>
</a>
<div class="accordion-content" data-tab-content="data-tab-content" role="tabpanel">Sie verpflichten sich nicht auf eine bestimmte Servicegarage, sondern k&ouml;nnen einen g&uuml;nstigen oder den Anbieter Ihres Vertrauens w&auml;hlen.</div>
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<h3 class="subtitle2">Entscheiden</h3>
</a>
<div class="accordion-content" data-tab-content="data-tab-content" role="tabpanel">Welche Teile repariert werden sollen, bestimmen Sie und nicht die Leasingfirma. Wenn Sie &Auml;nderungen am Fahrzeug vornehmen, sind Sie an keine Vorgaben gebunden, diese bei R&uuml;ckgabe des Autos wieder zu beseitigen oder auf die investierten Kosten zu verzichten.</div>
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<li class="accordion-item" data-accordion-item="data-accordion-item">
<a class="accordion-title" role="tab">
<h3 class="subtitle2">Freie Wahl der Autoversicherung</h3>
</a>
<div class="accordion-content" data-tab-content="data-tab-content" role="tabpanel">Nach zwei bis drei Jahren k&ouml;nnen Sie zu einem g&uuml;nstigeren Teilkasko wechseln. F&uuml;r geleaste Fahrzeuge ist die Versicherung zudem im Schnitt teurer.</div>
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<h3 class="subtitle2">Zinsabzug</h3>
</a>
<div class="accordion-content" data-tab-content="data-tab-content" role="tabpanel">Die <a href="/privatkredit/kredit/information/privatkredit-schuldzinsabzug">Schuldzinsen eines Kredits</a> k&ouml;nnen Sie von Ihrem Einkommen abziehen. Ein Leasing erm&ouml;glicht keinen Abzug.</div>
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<div class="subtitle-text-content"><h2>Wieviel kostet ein Leasing?</h2>
<p>Auf den ersten Blick scheint ein Leasing die eindeutig preiswertere Variante und ist gerade bei Neuwagen meistens die finanziell bessere Wahl. Leasing-Angebote werben mit einem meist deutlich tieferen Zins als Kredite. Allerdings finden Sie zu diesen Werbeinhalten immer viel Kleingedrucktes. Reine Zinskosten sind das Eine. Um die Gesamtkosten &uuml;ber die Nutzungsdauer im Griff zu haben, sollten Sie unbedingt weitere Punkte ber&uuml;cksichtigen: Die Frage des <strong>Eigentums</strong> w&auml;hrend und nach Vertragslaufzeit, die <strong>Versicherungskosten</strong>, <strong>Kilometerleistung </strong>sowie <strong>steuerliche Aspekte</strong>. Und was passiert, wenn sich w&auml;hrend der Vertragslaufzeit Ihre private Situation oder Ihre Bed&uuml;rfnisse &auml;ndern?</p>
<p>Verschaffen Sie sich einen &Uuml;berblick &uuml;ber die zu erwartenden Kosten:</p>
<div><a href="/leasing/leasingrechner" class="icon-right strong button">Zum Leasing-Rechner</a></div>
<a id="Leasing"></a></div>
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<h3>Beispiel Leasing vs. Kredit</h3>
<table class="basic-table responsive" data-cp-responsive-table="data-cp-responsive-table">
<thead>
<tr>
<th>&nbsp;</th>
<th class="text-right">Leasing 4.9%</th>
<th class="text-right">Kredit 7.9%</th>
</tr>
</thead>
<tbody>
<tr>
<th>Kaufpreis Auto</th>
<td class="text-right">30'000</td>
<td class="text-right">30'000</td>
</tr>
<tr>
<th>Restwert</th>
<td class="text-right">12'000</td>
<td class="text-right">&nbsp;</td>
</tr>
<tr>
<th>Finanzierungsbetrag</th>
<td class="text-right">18'000</td>
<td class="text-right">&nbsp;</td>
</tr>
<tr>
<th>Laufzeit in Monaten</th>
<td class="text-right">48</td>
<td class="text-right">48</td>
</tr>
<tr>
<th>Zinssatz</th>
<td class="text-right">4.90%</td>
<td class="text-right">7.90%</td>
</tr>
<tr>
<th>&nbsp;</th>
<td class="text-right">&nbsp;</td>
<td class="text-right">&nbsp;</td>
</tr>
<tr>
<th>Monatliche Belastung</th>
<td class="text-right">458.90</td>
<td class="text-right">727.15</td>
</tr>
<tr>
<th>Gesamtkosten der Raten</th>
<td class="text-right">22'027</td>
<td class="text-right">34'903</td>
</tr>
<tr>
<th>Gesamtkosten <span class="show-for-small">inkl. FZ-&Uuml;bernahme</span></th>
<td class="text-right">34'027</td>
<td class="text-right">34'903</td>
</tr>
<tr>
<th>&nbsp;</th>
<td class="text-right">&nbsp;</td>
<td class="text-right">&nbsp;</td>
</tr>
<tr>
<th>Differenz Finanzierung</th>
<td class="text-right">&nbsp;</td>
<td class="text-right">876</td>
</tr>
<tr>
<th>Differenz Versicherung</th>
<td class="text-right">&nbsp;</td>
<td class="text-right">-804</td>
</tr>
<tr style="background-color: #66cc00;">
<th>Total Differenz <span class="show-for-small">(Ersparnis beim Leasing)</span></th>
<td class="text-right">&nbsp;</td>
<td class="text-right"><strong>72</strong></td>
</tr>
</tbody>
</table>
<h4>Annahmen / Erkl&auml;rungen</h4>
<p>Gem&auml;ss Auswertungen von comparis.ch ist im Schnitt die Vollkasko-Versicherung bei einem geleasten Auto&nbsp;200 Franken&nbsp;teurer pro Jahr, als bei einem nicht geleasten. Ein Leasing zu 4.9 Prozent&nbsp;entspricht etwa den Kosten f&uuml;r einen Kredit zu 7.9 Prozent.</p>
<div class="row">
<div class="small-12 column">
<div class="subtitle-text-content"><h2>Hat ein Leasing versteckte Kosten?</h2>
<p>Bei den Kosten eines Leasings m&uuml;ssen Sie an einige Dinge denken, denn: Der Zinssatz f&uuml;r ein Leasing zeigt nicht die gesamten Kosten dieser Finanzierungsart.</p>
<a id="Modelle"></a></div>
</div>
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<ul class="accordion" data-accordion="data-accordion" data-allow-all-closed="true" data-multi-expand="true" role="tablist">
<li class="accordion-item" data-accordion-item="data-accordion-item">
<a class="accordion-title" role="tab">
<h3 class="subtitle2">Autoversicherung</h3>
</a>
<div class="accordion-content" data-tab-content="data-tab-content" role="tabpanel">Als Leasingnehmer sind Sie zu einer teuren Vollkasko-Versicherung verpflichtet. Auch nach ein paar Jahren k&ouml;nnen Sie nicht auf eine g&uuml;nstigere Teilkasko-Versicherung wechseln. Hinzu kommt, dass die Vollkasko f&uuml;r Leasingfahrzeuge noch teurer ist als f&uuml;r bar gekaufte Fahrzeuge.</div>
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<li class="accordion-item" data-accordion-item="data-accordion-item">
<a class="accordion-title" role="tab">
<h3 class="subtitle2">Eigentum</h3>
</a>
<div class="accordion-content" data-tab-content="data-tab-content" role="tabpanel">Das Auto geh&ouml;rt w&auml;hrend des Leasings nicht Ihnen. Sie k&ouml;nnen das Auto nicht verkaufen oder unbeschr&auml;nkt an Dritte ausleihen. Unter Umst&auml;nden sind weitere Nutzungsbeschr&auml;nken definiert, beispielsweise bei Fahrten ins Ausland. Ohne Kaufoption im Leasingvertrag, haben Sie auch nach Ablauf des Leasings keinen Anspruch auf das Fahrzeug.&nbsp;In diesem Fall kauft der Garagist das Auto zum Restwert. Dieser liegt h&auml;ufig unter dem Marktwert, weil Sie als Kunde es bereits amortisiert haben. Unterm Strich erzielt der Garagist damit einen Gewinn zu Ihren Lasten. Wenn Sie das Auto hingegen auf Kredit finanzieren, k&ouml;nnen Sie es jederzeit zum Marktwert verkaufen &ndash; und selbst davon profitieren, wenn dieser h&ouml;her ist als der ausstehende Kredit.</div>
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<h3 class="subtitle2">Finanzierungsfalle</h3>
</a>
<div class="accordion-content" data-tab-content="data-tab-content" role="tabpanel">&Auml;ndern sich Ihre Einkommensverh&auml;ltnisse oder Lebensumst&auml;nde kurzfristig und k&ouml;nnen Sie das Leasing nicht fortf&uuml;hren, dann m&uuml;ssen Sie f&uuml;r eine vorzeitige K&uuml;ndigung einen hohen Betrag zahlen. Dies trifft vor allem zu, wenn Sie fr&uuml;h nach Vertragsabschluss aussteigen wollen. Dann bezahlen Sie r&uuml;ckwirkend die zu Beginn viel h&ouml;heren Abschreibungen des Fahrzeugs. Anstatt dass sich ein finanzieller Engpass mit einem Verkauf &uuml;berbr&uuml;cken l&auml;sst, geraten Sie dadurch in noch gr&ouml;ssere finanzielle Schwierigkeiten.</div>
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<li class="accordion-item" data-accordion-item="data-accordion-item">
<a class="accordion-title" role="tab">
<h3 class="subtitle2">Mehrkilometer</h3>
</a>
<div class="accordion-content" data-tab-content="data-tab-content" role="tabpanel">Im Leasingvertrag steht eine maximale Kilometerzahl pro Jahr. Falls Sie mehr fahren, m&uuml;ssen Sie jeden zus&auml;tzlichen Kilometer bezahlen. Fahren Sie weniger als vertraglich vereinbart, erhalten Sie daf&uuml;r in der Regel keine Entsch&auml;digung.</div>
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<h3 class="subtitle2">Service</h3>
</a>
<div class="accordion-content" data-tab-content="data-tab-content" role="tabpanel">Die Leasingfirma kann Sie per Vertrag dazu verpflichten, den Service nur bei teuren Markengaragen zu machen. Vor allem bei der R&uuml;ckgabe nach Ablauf des Leasings kann es noch einmal teuer werden. Warum? Weil der Garagist das Fahrzeug von der Leasingfirma zum Restwert abkaufen muss, liegt es in seinem Interesse, dem Kunden m&ouml;glichst viele Beanstandungen in Rechnung zu stellen.</div>
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<li class="accordion-item" data-accordion-item="data-accordion-item">
<a class="accordion-title" role="tab">
<h3 class="subtitle2">Steuer</h3>
</a>
<div class="accordion-content" data-tab-content="data-tab-content" role="tabpanel">Als Privatperson k&ouml;nnen Sie zwar Kreditzinsen von der Steuer absetzen, nicht aber Leasingzinsen. F&uuml;r Selbst&auml;ndige kann Leasing sinnvoller sein, weil das Leasing &uuml;ber die Firma abgerechnet und somit von Gewinn abgezogen werden kann.</div>
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<div class="testimonial-text xsmall-12 columns">Privatkredit und das Thema &#171;Geld&#187; ist immer etwas heikel. Ich habe mich jedoch kein einziges Mal unwohl gef&#252;hlt und bedanke mich f&#252;r die tolle Arbeit und den sehr guten Service. </div>
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<div class="row">Credaris-Kundin A.K.</div>
<div class="testimonial-additional-text row">Credaris ist ein Partner-Service von comparis.ch</div>
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<div class="testimonial-text xsmall-12 columns">Seit ich weiss, dass ich bei der Kreditsuche &#252;ber Comparis/Credaris einen ZEK-Eintrag vermeiden kann, nutze ich gleich von Anfang an diesen Service und weiss, dass sie einen passenden Kredit f&#252;r mich finden. </div>
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<div class="testimonial-additional-text row">Credaris ist ein Partner-Service von comparis.ch</div>
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<div class="testimonial-text xsmall-12 columns">Herzlichen Dank f&#252;r den grandiosen Einsatz. Sie haben sich intensiv mit meinem Dossier befasst und geschaut, dass ein Kredit f&#252;r mich trotz meiner Situation m&#246;glich ist. </div>
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<div class="testimonial-additional-text row">Credaris ist ein Partner-Service von comparis.ch</div>
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<div class="testimonial-text xsmall-12 columns">Die Dienstleistungen von Credaris und die gemachten Erfahrungen kann ich sofort weiterempfehlen.</div>
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<div class="testimonial-additional-text row">Credaris ist ein Partner-Service von comparis.ch</div>
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<div class="testimonial-text xsmall-12 columns">Die Zusammenarbeit war stets freundlich und aufgestellt, was nicht immer selbstverst&#228;ndlich ist.</div>
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<div class="row">Credaris-Kunde S.B.</div>
<div class="testimonial-additional-text row">Credaris ist ein Partner-Service von comparis.ch</div>
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</div><h2>Fazit: Welche Autofinanzierung ist die beste? </h2>
<p>Bei der Wahl der g&uuml;nstigsten Autofinanzierung spielt nicht nur der Zinssatz eine wichtige Rolle. Oftmals werden weitere Aspekte wie Flexibilit&auml;t, die Frage des Eigentums sowie Kosten f&uuml;r Autoversicherung, Steuern und mehr bei der Entscheidung nicht in Betracht gezogen, was sp&auml;ter zu &Auml;rgernissen f&uuml;hren k&ouml;nnte. Welche Art der Autofinanzierung ideal ist, sollte deshalb eher von Ihrer individuellen Situation, Ihren Priorit&auml;ten und finanziellen M&ouml;glichkeiten abh&auml;ngen.</p></div></div><div class="column xsmall-12 medium-3 "><div></div></div></div></section>
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<div class="input-group newsletter-input-email">
<input data-watermark="Ihre E-Mail-Adresse" id="EmailAddress" name="userEmail" type="text" />
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<button class="icon-right promo expanded strong button button" data-ct-id="NewsletterWidgetJetztAnmelden" data-ct-subtype="NewsletterWidgetBox" data-ct-type="Button" data-wt-cross-label="Subscribe Newsletter Footer" data-wt-tr-event="navigation" id="subscribe-button" type="submit">Jetzt anmelden<i class='fa fa-chevron-right'></i></button>
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<form action="/authentication/login" data-auth-url="action" method="post"><div class="row">
<div class=" small-12 medium-6 columns">
<div class="main-title text-dark-green reduce-szie-for-small reduce-size-for-xsmall">Login</div>
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<label for="AuthemticationEmail">E-Mail-Adresse</label><input id="AuthemticationEmail" name="AuthemticationEmail" type="text" /><div class="is-valid form-error" style="display: inline"></div> </div>
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<div class="row">
<div class="input-group xsmall-12 columns">
<label for="Password">Passwort</label><input autocomplete="off" id="Password" name="Password" type="password" /><div class="is-valid form-error" style="display: inline"></div> </div>
</div>
<div class="row authentication-response">
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<div class="is-valid form-error" style="display: inline"></div>
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<div class="row right">
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(function(){
var mapper = comparis.require('framework.tracking.processor.ga.parameterMapper');
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mapper.addDimension('pv-os','2');
mapper.addDimension('pv-dev','3');
mapper.addDimension('pv-req','4');
mapper.addDimension('pv-view','5');
mapper.addDimension('pv-window','22');
mapper.addDimension('raw-url','6');
mapper.addDimension('qrystr','7');
mapper.addDimension('mc_id','9');
mapper.addDimension('extclient','10');
mapper.addDimension('um_usertrackingcookiegid','11');
mapper.addDimension('um_sessionid','12');
mapper.addDimension('splittestingConfig','19');
mapper.addDimension('recognitionState','18');
mapper.addDimension('kaufen-miete','13');
mapper.addDimension('ct-area','15');
mapper.addDimension('ct-id','14');
mapper.addDimension('ct-target','16');
mapper.addDimension('partner_names','17');
mapper.addDimension('advertisementLoaded','20');
mapper.addDimension('partialViewsLoaded','21');
mapper.addDimension('contactGuid','23');
mapper.addMetric('numberOfContacts','1');
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